SAN JUAN, PUERTO RICO
INITIO INSURANCE BROKERS, LLC
initio insurance brokers, llc
Our Services
FOCUSED ON WHAT MATTERS to you.
insurance solutions and guidance for businesses of all sizes, Individuals & families:

Health
Above 50 employees
2 – 50 employees

life & disability​
For Individuals, Employers, Groups & Associations.
For Employers & Groups
Employers
For Individuals, Employers, Groups & Associations.
Individuals
For Financial Institutions, Banks & Credit Unions.

PROPerty & CASUALTY​​
INITIO INSURANCE BROKERS, LLC
About Us
Protection Centered on You.
INITIO Insurance Brokers, LLC was established on client-centered principles and guided by independent judgment, with the clear purpose of placing our experience and industry knowledge fully at the service and for the benefit of each client.
The firm draws on more than 30 years of experience within leading insurance companies, including underwriting, claims, customer service, reinsurance, product and rate development, actuarial functions, operations, sales, marketing, and regulatory matters.
We are committed to providing thoughtful insurance solutions through:
- Objective carrier selection
- Merit-based risk evaluation
- Health, life, and disability protection strategies
- Protection of personal and commercial assets
- Cost-conscious structuring of coverage
Our approach is disciplined and individualized. Each engagement is guided by a thorough assessment of the client’s specific risk profile, incorporating cost awareness, sound judgment, and a focus on long-term protection.
When Was Your Last Independent Insurance Review?

Initio insurance brokers, llc
Protection Aligned with Your Interests.
Contact
Javier Ortiz, Esq., FLMI, ALMI, ASC
787-342-9007
javier.ortiz@initioinsurance.com​
San Juan, Puerto Rico

