SAN JUAN, PUERTO RICO

INITIO INSURANCE BROKERS, LLC


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INITIO Insurance Brokers, LLC was established on client-centered principles and guided by independent judgment, with the clear purpose of placing our experience and industry knowledge fully at the service and for the benefit of each client.

The firm draws on more than 30 years of experience within leading insurance companies, including underwriting, claims, customer service, reinsurance, product and rate development, actuarial functions, operations, sales, marketing, and regulatory matters.

We are committed to providing thoughtful insurance solutions through:

  • Objective carrier selection
  • Merit-based risk evaluation
  • Health, life, and disability protection strategies
  • Protection of personal and commercial assets
  • Cost-conscious structuring of coverage

Our approach is disciplined and individualized. Each engagement is guided by a thorough assessment of the client’s specific risk profile, incorporating cost awareness, sound judgment, and a focus on long-term protection.

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  • Javier Ortiz, Esq., FLMI, ALMI, ASC

  • 787-342-9007

  • javier.ortiz@initioinsurance.com​

  • San Juan, Puerto Rico

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