PUERTO RICO
INITIO INSURANCE BROKERS, LLC
Protection centered on You.
Initio insurance brokers, llc
Services INCLUDE:
Challenging carriers to justify their numbers.
Health
Above 50 employees
2 – 50 employees
life & disability​
For Individuals, Employers, Groups & Associations.
For Employers & Groups
Employers
For Individuals, Employers, Groups & Associations.
Individuals
For Financial Institutions, Banks & Credit Unions.
PROPerty & CASUALTY​​
INITIO INSURANCE BROKERS, LLC
About Us
INITIO Insurance Brokers, LLC was founded on a simple idea: putting clients first. Built on client-centered principles, we bring our insurance expertise and industry insight together to deliver meaningful value and peace of mind to every client we serve.
The firm draws on more than 30 years of experience within leading insurance companies, including underwriting, claims, customer service, reinsurance, product and rate development, actuarial functions, statistics, operations, sales, marketing, and regulatory matters.
We are committed to providing thoughtful insurance solutions through:
- Objective carrier selection
- Merit-based risk evaluation
- Health, life, and disability protection strategies
- Protection of personal and commercial assets
- Cost-conscious structuring of coverage
Our approach is both disciplined and individualized. We start by understanding your unique risk profile, then apply sound judgment, cost awareness, and a focus on long-term protection in every decision we make.
As an independent, client-advocacy brokerage firm, we challenge carriers to justify their numbers across every layer of risk.
We help employers validate and optimize their insurance programs across Health, Life, Accident, Disability, SINOT and Property & Casualty.
When Was Your Last Independent Insurance Review?
Initio insurance brokers, llc
Protection Aligned with Your Interests.
Contact
Javier Ortiz, Esq., FLMI, ALMI, ASC
787-342-9007
javier.ortiz@initioinsurance.com​
San Juan, Puerto Rico
